05 Oct 2018
They say only two things are certain in life: death and taxes. For a lot of people, there’s also a third certainty in life: the pain of keeping track of every receipt when it’s time to do the taxes.
How many ...
21 Sep 2018
Whoever said, “You can never have too much insurance” obviously never had to pay the premiums. Still, there’s no denying the fact you need it to protect your business and its assets.
So you probably have building and contents, public liability ...
06 Sep 2018
Two things first up: (1) If you want to (or have to) work past the age of 55, you need to read this article; or (2) If you know someone else who that applies to, please forward them this article ...
23 Aug 2018
There’s a saying in business, “You can go broke making a profit.” And another, “Cash is king. Profit is theory.”
As you know only too well, you don’t pay rent, meet payroll or pay your bills with profit.
You pay them with ...
09 Aug 2018
Disasters. They happen. In personal lives, and in business.
That’s not being negative, that’s being real. Every day disasters affect families and businesses somewhere in the world, but it always seems to happen to someone else, doesn’t it?
Then every once ...
26 Jul 2018
Any business that isn’t planning for the future is planning to get left behind.
While most business owners know that budgeting is a critical part of their planning, there is some confusion about which components should be included in a budget.
13 Jul 2018
“I get all my business from word-of-mouth marketing.”
“I’m a referral business.”
“I don’t have the budget for marketing.”
“I’m just too busy to market my business!”
If you find yourself saying any of the above, it’s likely that you experience considerable peaks and ...
13 Jun 2018
If a business owner said to you that they run their business without a budget, what would you think? You’d think they were incompetent. Or perhaps lazy? Or both?
But what do most families do?
When you think about it, a family ...
25 May 2018
Time is running out.
If you want to take a few simple preventative measures to minimise or defer how much tax you will pay for this Financial Year, you need to do two things:
1. Read the following 9 point checklist, then