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20 Sep 2017

Stressed-homeowner Technically speaking, if more than 30 percent of your pre-tax income goes towards paying your mortgage, you meet the common definition for being ‘mortgage-stressed’ – and it’s more common than you think! We take a look at how to avoid ...
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15 Sep 2017

lower-interest-rate A fall in interest rates is usually greeted with delight by homebuyers. The lower the interest rate the less the mortgage repayments on a particular house, right? Well, maybe. However, lower interest rates also mean borrowers can service a bigger ...
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05 Sep 2017

marketing-mistakes Small business owners have to wear many hats in order to run their enterprise, including that of marketer. However, because they aren’t necessarily trained in marketing, it’s easy for many people to be doing the wrong thing with their marketing ...
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05 Sep 2017

market-your-small-business Many small business owners would love to be better able to compete with their much bigger rivals but don’t know how or don’t have the funds to launch a massive marketing campaign. But you don’t always need to spend a ...
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08 Aug 2017

your-accountant Individual taxpayers and business owners alike are increasingly looking to their accountants to provide them with more services than just the preparation and lodgment of their annual tax return. Demand from wage earners and business people who are more financially ...
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07 Aug 2017

equity-crowdfunding Options for small businesses to access finance are set to change from 29 September, 2017 with the recent passing of crowd sourced funding (CSF) legislation. While the concept of crowdfunding isn’t a new one for many start-ups and micro businesses, ...
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01 Aug 2017

financial-year Don’t let the winter cold distract you from your financial goals. Winter can be the perfect time to prepare your strategies for the new financial year. Even though the winter months can sometimes be bleak, especially if you live in ...
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04 Jul 2017

capital-gains-tax Most investors have heard of Capital Gains Tax (CGT) but few understand what it is and how to minimise the amount of tax paid. We take a look at what CGT is and what you can do to decrease the ...
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04 Jul 2017

tax-rules Anyone who has completed their own tax return will know that the tax office treats different types of income differently. Bank interest is recorded in one section, dividends from shares in another and managed fund distributions somewhere else. And unless ...
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27 Jun 2017

car-loan Getting a car loan without any credit history can be tricky, yet it is not that uncommon for someone to suddenly find they need a loan for a new car but they don’t have any credit history. Does this ...
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