Most modern home loans come with a redraw facility and/or a mortgage offset account so you might be wondering what the difference is and which is the most tax effective mortgage type.
With a redraw facility you can make additional payments ...
Tired of paying rent to a lazy landlord and watching your friends become homeowners, you crunch the numbers and figure out you can get a home loan at an interest rate of 3.7% per annum.
After sifting through the auction results ...