For all your wealth creation needs.

Wealth Creation

We help you plan for a secure future, partnering with you to produce wealth creation strategies to structure your income, assets and investments in a way that is tax-smart and most effective for every stage in life.

MSI Taylor Wealth Management team will provide you with the advice you need to help make these important decisions. We focus on truly understanding our clients, their situations, aspirations and goals to enable us to put together a plan that they can be excited about and take ownership of.

No two financial plans are the same, especially when you take into account the different stages of life. For instance, a person in their 30s will need very different advice from someone in their 60s.

How we can help?

Within each of these life stages there are different priorities, financial challenges and goals that individuals face. By preparing and planning for the next stage of life, you will stand the best chance of fulfilling your dreams and aspirations.

stage1

Stage 1 – Young Professional

  • Set a foundation for building your wealth
  • Minimise your tax
  • Invest money (in direct shares, managed funds, investment property, fixed interest, cash)
  • Budget and manage your debt and cash flow
  • Pay off your loans faster
  • Protect your lifestyle and income
  • Grow your retirement fund
stage2

Stage 2 – Starting A Family

  • Budgeting and management of your household’s cash flow, so that you can meet your increased living expenses, even on a reduced income
  • Providing personal risk insurance to protect you, and your family, in the event of death, serious illness, or injury
  • Reducing your non-deductible debt (e.g. home loan or car loan) sooner, so that you pay less interest, and increase your savings
  • Restructuring your savings/investments in a tax effective environment, so you pay less tax, and can save more
  • Setting up a tax effective savings plan for your children’s future
  • Considering superannuation strategies and remuneration planning (e.g. salary sacrifice and personal contributions) as a way of saving/investing for the future
  • Receiving financial support via Government/Centrelink benefits (if you are eligible)
stage3

Stage 3 – Family

  • Budgeting and management of your household’s cash flow, so that you can meet your family’s increased living expenses, and allow you to save more
  • Providing personal risk insurance to protect you, and your family, in the event of death, serious illness or injury
  • Reducing your non-deductible debt (e.g. home loan) sooner so you pay less interest, and save more
  • Determining your eligibility for receiving financial support from the Government (e.g. Centrelink benefits) to assist with the cost of raising your family
  • Restructuring your savings/investments so you pay less tax
  • Setting up a savings plan for your children’s future
  • Building wealth by starting an investment portfolio using your surplus income
  • Considering superannuation strategies and remuneration planning (e.g. salary sacrifice and personal contributions) as a way of saving/investing for the future
stage4

Stage 4 – Empty Nesters

  • Restructuring your investments to reduce tax
  • Maximising your savings tax effectively
  • Reducing your non-deductible debt (e.g. home loan) sooner so you pay less interest, and save more
  • Boosting your superannuation savings in preparation for retirement (salary sacrifice and personal contributions)
  • Restructuring your savings/investments so you pay less tax
  • Restructuring your assets to maximise your future Centrelink benefits (e.g. Government support payments/Age Pension)
  • Review your current financial situation to determine your ability to meet your retirement goals
  • Personal risk insurance to protect your accumulated wealth and retirement plan
stage5

Stage 5 – Retirement

  • Restructuring your assets and investments to maximise your retirement savings
  • Moving your superannuation savings from accumulation phase to an allocated pension so that you can access your savings via tax-free income streams
  • Receiving Centrelink benefits including the Age Pension (based on your eligibility)
  • Providing options for protecting your wealth (insurance). Reviewing the investments within your current superannuation/pension funds to ensure they remain aligned to your retirement strategy and appropriate for your individual risk profile
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Disclaimer

The Advisors of MSI Taylor can provide financial services as Sub Authorised Representatives of MSI Taylor Financial Services Pty Ltd. Corporate Authorised Representative No. 423966 Financial Wisdom Pty Ltd ABN 70 006 646 108, an Australian Financial Services Licence holder (No 231138).
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Financial Wisdom Head Office
11 Harbour Street
Sydney NSW 2000
Telephone: 1800 024 864
Web Address: www.financialwisdom.com.au

GENERAL ADVICE WARNING

The information provided on this website has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Financial Wisdom Adviser before you make any decision regarding any products mentioned in this communication. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Financial Wisdom nor its related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.